student-insurance

Student Home Insurance by ADH

from 20,85 € /year


  • For students and recent graduates

  • 100 % online

  • No documents required

  • No automatic renewal

Your quote in 1 minute!

Our advantages

Best Price

We are committed to offering you insurance that fits your budget.

Immediate Coverage

No waiting, your home is covered as soon as your payment is confirmed.

Certificate in 5 min!

Fast and easy, you’ll get your insurance certificate instantly by email.

Your quote in 1 minute!

Our housing insurance offers

Are you moving into a new home, alone or with roommates, and looking for the best student or young graduate housing insurance at the best price? You’re in the right place!


ADH Assurances Étudiants offers three coverage plans with optional add-ons to fit all your needs. Our offer automatically includes, at no extra cost, repetition indemnity for students, personal accident coverage for young graduates, and legal protection.


Liability insurance (private life and internship) is included in the Comfort and Serenity plans.

Our guarantees

Essential plan
Comfort Plan
Serenity Plan

Student reviews

A comprehensive student home insurance for all situations

student home insurance

Insurance conditions for the 2024/2025 academic year, valid from the subscription date until 31/08/2025.


This multi-risk home insurance is exclusively for those holding a valid student card or enrollment certificate for the current year, or young graduates who completed their studies within the last three calendar years.


This insurance is available for tenants only. In case of shared accommodation, the tenant(s) must also be students and/or young graduates.


The home insurance contract is established WITHOUT AUTOMATIC RENEWAL and must be renewed before September 1st each year.


The contract starts, depending on the option chosen, either immediately or 14 days after payment confirmation, and ends on 31/08 each year.


Home insurance is mandatory, even for free accommodation.


Failure to meet these conditions results in the cancellation of coverage and no refund of the premium.


There are no age limits for subscription.


Your home must be located in MAINLAND FRANCE (including Corsica), whether it's a studio, apartment, university residence, residential building, with a private individual, or in a boarding school, etc.


The theft guarantee is only applicable in the event of a break-in, violence, or threat. Burglaries involving one of these characteristics are covered within the limits of your contract.


Civil Liability covers damages caused to third parties in private life, school life, and internships. This is included only in the Comfort and Serenity plans.


Additional options can be added at any time.


Cash, jewelry, and valuables are excluded.


Claims can be reported directly online in your account by clicking on "Report a claim."

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Coverage details

Read the general terms and conditions, click here.


Fire + Water Damage (no deductible)
Tenant risks: no sum limit
Your personal belongings: €3500 per main room.
Main room = any room other than storage, hallway, kitchen under 30 m², WC, bathroom.
Relocation costs, expert fees.
Neighbor claims, etc.


Subscriber’s Civil Liability
Damages caused to third parties in private life (Articles 1382-1383-1384 of the Civil Code), school life, and internships.


Theft
Coverage €800 with a €70 deductible.


Glass Breakage
Coverage €250 with a €20 deductible.


Legal Protection
Legal protection for your rental property
Legal protection for your consumption
No deductible
Amicable intervention threshold: €0
Judicial intervention threshold: €1000
Coverage limit per dispute: €1000

Office Equipment Extension
Coverage limit €1300 (with a €70 deductible)
We cover accidental breakage of computers and their peripherals, under 8 years old, located in the insured premises.


Accident Coverage (for young graduates only)
Coverage limit €3000
Capital covered in case of Death and/or Total or Partial Permanent Disability due to an Accident.


Repeat Year Compensation (for students only)
Coverage limit €3000 (no deductible)
In case of repeating the year due to the death of a close parent within the month before exams or
In case of repeating the year due to hospitalization (due to accident or illness for more than 48 hours) occurring within 15 days before the exams.


Psychological Assistance and Social Support
Limited to two (2) sessions per year, with a maximum of ten (10) sessions per support.

Why do you need student housing insurance?

student housing insurance
You are a student or recent graduate about to move into a new home in France?

Home insurance is mandatory if you are renting a CROUS room, university accommodation, a studio, an apartment, or a house, furnished or not. You will need to provide proof of this insurance when signing the lease and receiving the keys.


Your landlord has the right to request an insurance certificate from you every year. Therefore, your contract must be renewed by August 31st at the latest. Failure to renew may result in the termination of your lease.


To cover your responsibilities towards the landlord, you must take out student home insurance covering rental risks such as fire, explosion, and water damage. However, this insurance does not cover damage to neighbors or third parties (except for fire and water damage), damage to your personal property, or your civil liability for "private life."


We therefore recommend adding civil liability coverage, theft, vandalism, glass breakage, and office equipment extension to your policy. These options are available directly within the insurance packages or as add-ons when you subscribe online.

Questions? We’ve got you covered!

building SVG Our « home insurance » offer
    For what type of accommodation?

    Our home insurance contract covers the following student accommodations:

    • Apartments, houses, and studios: Our insurance protects any student accommodation occupied as a tenant, whether it's an apartment, house, or studio.
    • University rooms and CROUS residences
      • Students residing in university rooms or CROUS residences are also eligible.
    • Youth worker hostels (FJT) and student residences
      • Accommodations located in FJTs or student residences are covered by our contract.
    • Accommodations with 1 to 4 rooms
      • During your subscription, you can indicate the number of rooms in your accommodation (up to 4 rooms).
    • Furnished or unfurnished accommodations
      • Our contract applies to both furnished and unfurnished accommodations.